SIMPLY AND CONFIDENTLY

BUY YOUR DREAM HOME

WITH ME TODAY!

Untitled design (42)

Gian Gelpi
Branch Manager
NMLS ID 1042968

gian@colablending.com
(787) 990-8555

Serving Puerto Rico

"Whether you're a first-time homebuyer or a seasoned real estate investor, I'm here to guide you every step of the way. As a Branch Manager, I specialize in residential, investment, and Non-QM lending — including DSCR loans for investors who don't fit the traditional financing mold. I take the time to understand each client's unique situation and work hard to find the right solution, because everyone deserves a mortgage that truly works for them. If you have questions or aren't sure where to start, reach out — I'd love to help."

As an expert in home loans, my top priority is to ensure that your home buying or refinancing journey is nothing short of exceptional.

Apply Now

Experience the convenience of filling out our online application in a secure environment within a few minutes.

Calculate A Payment

Our online mortgage calculator makes it effortless for you to calculate your monthly mortgage payment.

Schedule Time To Talk

Quickly and simply schedule a convenient time to talk with me about your mortgage questions or concerns.

loan officer mobile app

Securing a Home Mortgage Shouldn’t be a Challenge.

A Simpler Process.

I can provide you with mortgage options tailored to your specific requirements, whether it’s a purchase or refinance mortgage for your personal or investment property. I am well-versed in a range of mortgage types including Conventional, FHA, VA, USDA, Non-QM, and others, and can utilize my resources to find the best match for you.

Co/LAB Lending Logo Gold

Mortgage Calculator

[mcwp type=”cv”]

LEGAL NOTICE:

This calculator is intended for planning and education purposes only. The above figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information. Rates assume a credit score of 740 or higher, single family home for a purchase mortgage. Munar Mortgage, LLC dba. Co/LAB Lending strives to keep the information accurate and up to date but does not guarantee the applicability of the above terms in regards to your individual circumstances. APR = Annual Percentage Rate.

Co/LAB Lending Logo Gold

Mortgage Calculator

[mcwp type=”fha”]

LEGAL NOTICE:

This calculator is intended for planning and education purposes only. The above figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information. Rates assume a credit score of 740 or higher, single family home for a purchase mortgage. Munar Mortgage, LLC dba. Co/LAB Lending strives to keep the information accurate and up to date but does not guarantee the applicability of the above terms in regards to your individual circumstances. APR = Annual Percentage Rate.

Co/LAB Lending Logo Gold

Mortgage Calculator

[mcwp type=”va”]

LEGAL NOTICE:

This calculator is intended for planning and education purposes only. The above figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information. Rates assume a credit score of 740 or higher, single family home for a purchase mortgage. Munar Mortgage, LLC dba. Co/LAB Lending strives to keep the information accurate and up to date but does not guarantee the applicability of the above terms in regards to your individual circumstances. APR = Annual Percentage Rate.

Co/LAB Lending Logo Gold

Mortgage Calculator

[mcwp type=”rc”]

LEGAL NOTICE:

This calculator is intended for planning and education purposes only. The above figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information. Rates assume a credit score of 740 or higher, single family home for a purchase mortgage. Munar Mortgage, LLC dba. Co/LAB Lending strives to keep the information accurate and up to date but does not guarantee the applicability of the above terms in regards to your individual circumstances. APR = Annual Percentage Rate.

Co/LAB Lending Logo Gold

Mortgage Calculator

[mcwp type=”mha”]

LEGAL NOTICE:

This calculator is intended for planning and education purposes only. The above figures are based on the numbers shown on the payment calculator. The interest rate, APR, and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information. Rates assume a credit score of 740 or higher, single family home for a purchase mortgage. Munar Mortgage, LLC dba. Co/LAB Lending strives to keep the information accurate and up to date but does not guarantee the applicability of the above terms in regards to your individual circumstances. APR = Annual Percentage Rate.

Hello,

With over 15 years in the mortgage industry, Gian E. Gelpí helps clients turn homeownership
into a smooth, stress-free experience—combining expert guidance, clear communication,
and relentless attention to detail to get every loan done right.

Gian is a Puerto Rico native with over 15 years of experience in the mortgage industry. His
expertise includes FHA, VA, USDA, Conventional, and Non-QM loan programs—paired with
a hands-on approach that ensures every client feels informed and confident throughout the
process.

Whether you’re buying your first home, securing a beach getaway, or investing in property
for passive income, Gian is committed to making the journey simple and efficient. He
manages every step with precision, proactive communication, and a genuine dedication to
your goals.

As financial expert Dave Ramsey says, “A house is a great investment if you buy it the right
way.” Gian’s mission is to make sure you do just that—every time.

Gian Arroyo Headshot

MORE CONFIDENCE. MORE OPTIONS. MORE HAPPY HOMEOWNERS.